Peru eCommerce Market

Embracing Peru’s unique eCommerce opportunities

With one of the largest unbanked population in LATAM, merchants accepting local payment methods in Peru are able to provide a true solution and reach 100% of the market.

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Market Overview Peru


Most untapped potential in LATAM being #1 for GDP growth in the last 5 years

eCommerce - $3.3B

Peru's eCommerce market is expected to reach $12.1B by 2021.

Ecommerce mobile phone image
eShoppers - 18M

86% of the eCommerce purchases are domestic.

Internet penetration - 70%

Mobile eCommerce continues expanding with a 70% of internet penetration.

Peru's eCommerce payment mix

Improve your payment acceptance by offering local payment methods in Peru.

International credit card 43 %
Cash payments 25 %
Domestic credit card 10 %
Debit card 6 %
Bank transfer 4 %
Others 12 %
Peru payment methods map

Gain insight into Peru's most relevant payment methods

Local payments, like Effecty, are essential to boost your sales in Peru.


Cash is king – with voucher-based and cash on delivery methods, generating 25% of the eCommerce sales

Pago Efectivo
Western Union
Agente Multibanco Kasnet
Caja Arequipa

Online bank transfers

Online bank transfers give an easy and fast solution to all Peruvian users

Banco de Crédito

Credit & Debit Cards

One of the largest unbanked population in LATAM with only 20% having a credit card but covering up to 60% of the eCommerce sales.

VISA Debit
Mastercard Debit
American Express

Download our Peru Country Guide

Learn everything you need to know about the eCommerce payments landscape in Peru in our straight-to-the-point country guide.

Country overview image Peru